Superform Launches Blockchain-Powered Neobank to Reshape Global Finance

Superform, a trailblazing blockchain-based asset management platform, has announced a revolutionary "user-owned neobank" model designed to reimagine the core functions of traditional banking. Unveiled during the "Block Festa 2025" event on October 26 at the Textile Center in Seoul’s Samseong-dong district, Superform CEO Vikram Arun highlighted the inefficiencies within the current financial and fintech landscapes. Leveraging the transformative potential of blockchain technology, Superform aims to offer a practical alternative to outdated financial systems.

“Ownership of money feels individual, but the reality within our current system tells a different story,” Arun stated. “Neither banks nor fintechs have managed to bridge productivity gaps effectively, and even the digital asset sector is yet to deliver a holistic solution. Superform’s approach is to finally change this status quo.”

Empowering Users Through Decentralized Financial Control

At the heart of Superform’s mission is the empowerment of financial users. The platform aims to place decision-making power directly into the hands of its users, offering innovative decentralized tools that challenge traditional banking practices.

“Our goal is to create a financial system where users shape their own financial destiny,” Arun explained. “Superform empowers individuals to actively participate in their financial management, introducing a model that is both efficient and decentralized for a seamless banking experience.”

Superform’s groundbreaking ecosystem is anchored by two flagship tools: SuperVaults and SuperAssets, each designed to revolutionize asset management and simplify financial operations.

SuperVaults: Expanding Access to Investment Opportunities

SuperVaults opens up the world of asset management to all users by enabling them to create and manage personalized investment products. These user-designed financial strategies can be shared with others, allowing the original creators to earn performance-based rewards.

Through SuperVaults, anyone can act as an independent asset manager, a role historically restricted to institutional investors or financial firms. This feature lowers the entry barriers to wealth management, giving everyday users access to tools that were once exclusive to seasoned professionals.

SuperAssets: Secure, Simplified Storage and Management

Complementing SuperVaults is SuperAssets, which delivers an intuitive solution for the storage and management of major assets such as USD, Bitcoin (BTC), and Ethereum (ETH). By focusing on user-friendliness, this feature makes it easy for even novice investors to protect and grow their investments without navigating complicated procedures.

SuperAssets ensures that users can seamlessly preserve the value of holdings across different asset classes with simplicity and security at its core.

Integrating “Smart Accounts” for Comprehensive Blockchain Solutions

To further enhance user convenience, Superform incorporates an innovative “smart account” feature built on Ethereum’s Virtual Machine (EVM). This technology consolidates multiple blockchain assets within one system, streamlining financial activities like deposits, remittances, staking, and exchanges.

“Gone are the days when users needed multiple platforms for different financial actions,” Arun said. “With the smart account feature, everything is accessible via a unified dashboard. This not only simplifies asset management but also creates a cohesive and efficient user experience.”

Proven Stability and Reliability

Superform’s success so far underscores its credibility as a secure and reliable platform in the blockchain ecosystem. Since its launch, the platform has attracted over 80,000 users worldwide and boasts a total value locked (TVL) of approximately $140 million. The platform has operated for over 600 days without encountering any security incidents.

“Our track record speaks for itself,” Arun stated. “Security is the foundation of trust, and we are proud to have maintained a spotless operational history. Users can manage their assets with confidence on our platform.”

Scaling Globally with Tailored Solutions

Superform’s steady growth within its existing user base has set the stage for a focused global expansion. Localization efforts are underway to ensure services are available in multiple languages, breaking accessibility barriers for users from different regions. Additionally, Superform is tailoring its offerings to meet regulatory standards specific to various countries, enabling smoother entry into diverse markets.

The platform’s revenue model exemplifies its user-centric philosophy. Beyond transaction fees, the company emphasizes performance-based earnings linked to the success of SuperVaults. By tying its growth to user outcomes, Superform ensures mutual benefits for the platform and its community.

Charting the Path Toward User-Driven Banking

Superform is not merely introducing new banking features; it is reshaping the role of individuals in the financial ecosystem. According to Arun, the ultimate goal is to provide users with tools and autonomy previously reserved for traditional banking institutions.

“Superform represents a leap forward where users can act as their own banks, performing functions independently that were once monopolized by financial entities,” Arun remarked. “Our vision is to simplify the financial experience—whether it’s asset management or achieving returns—by eliminating unnecessary procedural complexities.”

As Superform continues to innovate, it positions itself as a key player at the intersection of blockchain technology and traditional finance. With its user-first philosophy and groundbreaking tools, the platform is creating a decentralized and user-driven financial system that has the potential to redefine the global banking experience.