OpenTrade Unveils 5.3% APR Yield-Bearing Stablecoin Tied to Treasury Yields

• OpenTrade, a principal-protected yield product offering 5.3% APR.
• Exposure to real-world asset (RWA) benchmarks through on-chain tokenization.

On May 28, 2025, OpenTrade launched its new yield-bearing stablecoin, offering a 5.3% APR backed by tokenized U.S. Treasury Bills. The offering caters to growing investor demand for stable, low-volatility yield products while targeting the burgeoning over $1.3 billion market for tokenized U.S. Treasury assets.

Users can subscribe to the product with USDC. OpenTrade mints its yield-bearing stablecoin at a 1:1 ratio and charges no subscription or redemption fees. Yield is distributed daily through a rebase mechanism, with no minimum or maximum deposit limits. The same consistent APR applies across all deposit amounts.

Additionally, the stablecoin can be used as collateral on various DeFi lending platforms. This enables users to earn passive yield while they access lending. For redemptions, users can instantly redeem their stablecoins for USDC at any time. This redemption process has no fees.

OpenTrade designed its stablecoin to be bankruptcy remote. Specifically, the product is an on-chain, yield-bearing stablecoin. It operates on-chain and is transferable across the DeFi ecosystem. This structure means it functions as a blockchain-based token, not a private ledger entry. The product is available to non-U.S. individuals and entities in permitted jurisdictions, who can subscribe using USDC.

Therefore, this structure allows OpenTrade to offer exposure to RWA yields through a fully on-chain, tokenized product, aligning with its broader RWA strategy.

As of May 28, 2025, the market for tokenized U.S. Treasury assets was valued at over $1.3 billion. The product's backing by short-duration U.S. Treasury Bills ensures low volatility and asset stability.