3-Year BTC Holders Slash Risks to 0.70%, Up 90%

• Holding Bitcoin for three years minimizes investment loss probability to just 0.70%.
• Long-term holders remain profitable despite market corrections.

On February 28, 2026 (UTC), Cointelegraph reported that holding Bitcoin for at least three years significantly lowers the chance of losses, according to a Bitwise Europe analysis. The report reviewed Bitcoin’s price history from July 17, 2010, to February 11, 2026, revealing the substantial benefits of long-term investment. It found that the probability of an investment being unprofitable for three-year holders drops to just 0.70%.

The analysis highlighted the advantages of a prolonged holding strategy, supported by current data. Investors who purchased Bitcoin between three and five years ago are enjoying an average 90% profit today, Bitwise Europe stated. This profitability persists even amidst recent price corrections, underscoring the effectiveness of a patient, long-term approach in navigating market fluctuations.

Shorter-term holders, however, face far greater risks. The report showed that intraday traders encounter a 47.1% probability of financial loss, while one-week and one-month holders experience loss probabilities of 44.7% and 43.2%, respectively. Additionally, those holding Bitcoin for six to twelve months presently face unrealized losses of around 35%, with an average cost basis of $101,250.

Despite short-term volatility, Bitcoin’s long-term outlook remains optimistic. Investment firm Bernstein projects a price of $150,000 for Bitcoin in 2026, and Standard Chartered forecasts recovery to $100,000 by the end of the year. While some analysts caution of potential dips to $30,000, market sentiment remains largely favorable for long-term Bitcoin investors in the years ahead.

As of February 28, 2026, 15:08 UTC, Bitcoin (BTC) is trading at $64,519.03, reflecting a 2.45% decrease in 24-hour trading volume, according to current market figures.