Revolutionary XRP Cold Wallet Staking Unveiled by D'Cent

D'Cent, an industry-leading provider of digital asset hardware wallets, has launched the world’s first cold wallet-based XRP staking service. This groundbreaking initiative, facilitated through a partnership with Doppler Finance—a DeFi platform harnessing the power of XRPL (Ripple Network)—offers users the ability to securely deposit XRP and earn stable interest directly through the D’Cent app.

Game-Changing Collaboration with Doppler Finance

Doppler Finance has established itself as a key player within the XRP ecosystem, driving adoption and innovation through its flagship product, XRPfi. As of July 2025, XRPfi has achieved remarkable growth, reaching a Total Value Locked (TVL) of $47.4 million. Despite operating under a batch-cap structure, soaring demand for deposit openings has led to the repeated closure of new batch offerings within seconds. This success signifies growing investor interest in Ripple-based assets and highlights the expanding scope of XRPL-powered solutions.

Doppler further bolsters its reputation through strategic partnerships and robust infrastructure. By implementing asset custody solutions from Fireblocks, Ceffu, and BitGo, alongside MPC-based wallet systems reinforced by Lloyd’s insurance coverage, Doppler guarantees security for both individual and institutional investors. These measures reflect their commitment to institutional-grade operations, ensuring reliability and scale in DeFi offerings within the Ripple ecosystem.

Enhanced Security and Attractive Yields in Cold Wallet Staking

Through the collaboration with Doppler Finance, D'Cent wallet users gain access to two distinct XRP staking vaults: Prime Boost and Standard Vaults. Each offers unique benefits tailored to different investor preferences while maintaining a foundation of cold wallet security.

Prime Boost Vault

The Prime Boost Vault is a limited-time launch-exclusive option designed to incentivize early adopters. It operates under a lock-up period of three months, featuring an enticing APR structure. During the first five weeks, investors earn a base APR of 2.5%, supplemented by an additional promotional 5% APR funded by D'Cent, culminating in a total APR of 7.5%. After the promotional phase, the APR reverts to a consistent 2.5%. This vault is capped at 1.5 million XRP, with individual deposits restricted to 10,000 XRP, allowing up to 150 participants, assuming maximum deposits.

Standard Vault

The Standard Vault offers unmatched flexibility with no lock-up period, providing a stable 2.5% APR. Withdrawals require a one-week notice, ensuring liquidity while maintaining competitive yields. Both vaults reward depositors with Doppler Points, which increase based on the staking amount through bonus multiplier incentives. These points can potentially unlock additional benefits within the Doppler Finance ecosystem.

Shaping D'Cent’s Future as a Financial Services Hub

The introduction of this staking service marks a significant milestone in D’Cent’s evolution beyond cold wallet solutions into integrated financial services. A company spokesperson emphasized the dual advantages of enhanced security and profitability, stating, “The XRP staking process via D’Cent hardware wallets ensures unparalleled security, while the promotional 5% APR in the Prime Boost Vault is a designated reward for early adopters embracing our vision.”

The representative further elaborated, “D’Cent cold wallets are recognized globally by Ripple holders for their exceptional security in storing XRP and other Ripple-network tokens. We are building on this foundation by expanding into tokenized asset management and investment services. This partnership with Doppler Finance exemplifies our commitment to on-chain financial innovation, positioning D’Cent as a comprehensive financial solutions provider within the blockchain ecosystem.”

How to Get Started

D’Cent’s pioneering XRP staking service is available starting September 19 through the official D’Cent app. Users can securely deposit XRP and begin earning interest with either vault option. For detailed information and instructions, visit the D’Cent website.

This latest initiative cements D’Cent’s role as a transformative force in blockchain-based financial services, offering Ripple holders an unrivaled combination of security, flexibility, and consistent returns.